404 21st SE Street, Vero Beach, Florida 32962
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$419,900

Farm for Sale, 404 21st SE Street, Vero Beach, Florida 32962

  • MLS#B26075381
  • 3
  • 2
  • 152 m² (1,640 ft²)

Listed By Atlantic Key Realty Group

The Farm for Sale located at 404 21st SE Street, Vero Beach, Florida 32962 is currently for sale. This property has 3 bedrooms, 2 bathrooms.

Date Updated : Sep 12, 2026
Atlantic Key Realty Group

Description

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

Location

404 21st SE Street, Vero Beach, Florida 32962

404 21st SE Street, Vero Beach, Florida 32962

Property features

Property

  • Property size: 152 m² (1,640 ft²)
  • Type: Unfurnished
  • Features: PantryRoom For PoolGaragePatioDrivewayWalkin Closets
  • Other building structures: ShedExtra Building/Shed

Lot/Land

  • Lot Description: FencedCorner Lot

Construction

  • Year built: 1973
  • Roofing: Metal
  • Condition: RemodeledRenovated
  • Construction: Cbs ConstructionSlab Construction

Parking/Garage

  • Parking description: RV/Boat Parking
  • Garage description: Attached GarageAutomatic Garage Door Opener

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total bathrooms: 2
  • Full bathrooms: 2

Interior Features

  • Windows: Hurricane Shutters
  • Floors: Tile

Exterior Features

  • Outdoor spaces: Patio
  • Carport spaces:

Security

  • Features: Smoke Detector

View

  • Features: GardenWater View

Heating and Cooling

  • Heating System: ElectricCentral
  • Cooling System: Ceiling FanElectricCentral AC

Utilities

  • Telecommunication: Cable Available
  • Other utilities: SewerPublicSewer Available Off SitePublic Sewer

Community

  • Features: Pets Allowed

School information

  • High School: Vero Beach